Order.co Financial Offerings

Access Capital Without
the Wait

Unlock capital advances of up to $500k, net terms for all vendors and virtual cards with Order.co, an easy and affordable partner for your business’s growth.

capital advance illustration

Grow your business with Order.co’s Capital Advances

Access thousands of dollars in capital with fees starting as low as 2%. Pay Order.co back on a mutually agreed-upon schedule that works for your business.

  • Spend at your discretion — from renovations to inventory
  • Wide range of payback schedules to fit any business need
  • Approval in as little as 4 days and minimal paperwork required
  • No surprise fees, no long waits, no warrants…no hassle

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How customers increase profits with Order.co’s Capital Advances

Purchase heavy machinery

Expand to new locations

Take advantage of early-pay discounts

Purchase inventory on sale

Buy supplies in bulk

Fund construction materials

Spread out capital expenditure

Pay off compounding interest

financing net terms

Free up cash flow with Net Terms

Get more time to pay any vendor on the Order.co platform, so you’ll never scramble to organize payments or negotiate terms again.

  • Take advantage of an extra 30, 45, or 60 days to pay 
  • Universal payment terms for any vendors you choose
  • No disruption to pre-negotiated terms with specific vendors

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virtual card_MC

Achieve greater efficiency and visibility with virtual cards

Pay for professional services, software subscriptions, digital marketing expenses, and more with Order.co’s virtual cards.

  • Access net terms for all vendors paid via virtual cards
  • Reduce AP costs with invoice consolidation and auto-reconciliation
  • Gain real-time spend visibility & reporting on all spend
  • Increase compliance with specific card limits

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The Order.co card is issued by Patriot Bank, N.A., pursuant to licenses from Mastercard® International Incorporated. The card can be used everywhere Mastercard is accepted. Mastercard is a registered trademark of Mastercard International. Order.co is the administrator of this card and can be reached at [email protected].

Frequently asked questions

Can’t find the answer you’re looking for? Reach out to our team!

At this time, Order.co Financial Products are only available to customers who are subscribed to the platform. If you’re interested in learning more about how Order.co simplifies what businesses buy, how they buy it, and the way they pay for it, schedule a demo today.

When cash is tight, businesses can’t invest their efforts and resources into bigger, revenue-generating opportunities. Leveraging Order Capital’s extended net terms or cash advance enables you to free up cash flow, invest in important initiatives, and ultimately, pull revenue forward. Some examples how businesses use Order Capital as a springboard for growth include expanding to new locations, buying more inventory, and launching a new product line. If you’re interested in learning more about how Order Capital can benefit your business, speak with our team today.

Both net terms and capital advances offer you easy and fast access to capital. If you’re experiencing a temporary cash flow crunch because a big customer delays payment or an unexpected expense hits, easily extend net terms on all of your spend on the Order.co platform can be the perfect solution to help AP and finance teams manage the storm. If you need a greater amount of cash to make a large purchase that will take a few months to pay back, a capital advance better serves that purpose. It’s not unusual for businesses to take advantage of both net terms and capital advances because they serve different business needs. If you’d like to learn more about Order.co Financial Products and which solutions are best for your business, schedule a quick chat here.

Order.co Financial Products offers net terms and capital advances at very competitive costs. We can offer your business weekly, net 30 or monthly, net 7 payment terms free of charge. For more time to pay, depending on the terms you prefer and the cadence you choose to be invoiced, the associated fees ranges from 1-3%. We have multiple capital advance products that range between 2-8%. To learn more about those offers, schedule some time with our team. 

Order.co's capital advance is not a loan. Businesses prefer Order.co's capital advance over a loan because Order.co does not charge interest — just a simple, flat fee based on the amount of the advance. Additionally, the cost to access capital is very affordable relative to the market, with fees starting as low as 2%.

As your partners in growth, Order.co wants to make sure that the payback period works well for you and your business. We have an array of standard payback schedules to fit multiple business needs, however, our team is happy to work with your business to craft a custom offer, as well.  Schedule some time with our team to explore your options.

Order.co has a very quick and easy approval process — with no paperwork required! After you share basic financial data digitally, the Order.co team will be able to grant approval in as little as 4 days.

We understand that $500k might not be enough cash to fund your growth plans. Please schedule some time with our team to chat more about the amount of financing you’d like to access with Order.co.