Working Capital Management

Make your working capital work harder

Gain the financial flexibility your business needs to grow,
operate smoothly, and invest in new opportunities.

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Smarter working capital starts here

With Order.co, your finance team can gain the foresight, flexibility, and control to move
faster and plan more strategically.

Increase-financial-reporting-accuracy

Increase financial reporting accuracy

Don’t wait until month-end reports to understand your cash position. Know exactly where you stand in real time so you can act with confidence, not hindsight.

Improve cash flow forecasting

Improve cash flow forecasting

With precise, easily accessible spend data at your fingertips, you have the insights and tools to allocate funds for maximum impact.

Optimize-accounts-payable-management

Optimize accounts payable management

Streamline invoice processing and leverage flexible financing to extend payables, prevent late fees, and enhance supplier relationships.

Strengthen inventory management

Strengthen inventory management

Prevent over-ordering and reduce excess stock with centralized purchasing. Align inventory to demand to free up working capital and improve cash flow.

Working capital flexibility

Optimize how you pay every vendor

Get more time to pay without changing how you buy or disrupting existing relationships. Order.co pays vendors upfront, and invoices you on a timeline that fits your business.

  • Weekly billing, Net 30
  • Pay in 4
  • Custom net term and billing
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Weekly billing,
Net 30

Gain visibility and control with weekly, itemized bills, while enjoying Net 30 terms on every bill. That’s up to 37 days to pay for every purchase.

pay-in-4

Pay in 4

Turn big-ticket purchases into 4 manageable monthly payments with B2B Buy Now, Pay Later, featuring a quick credit check, fast approval, and no operational disruptions.

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Custom net term
and billing

Enjoy flexible Net 30, 45, 60, or 90-day terms for any vendor, while keeping any pre-negotiated terms you want. Choose daily, weekly, or monthly invoicing.

Traditional credit cards don’t cut it

Order.co’s ‘Weekly Billing, Net 30’ model gives you clearer spend
visibility, tighter control, and easier reconciliation — benefits traditional
credit cards simply can’t match.
Feature Traditional Credit Cards Order.co Billing
Spend Visibility Monthly statements with vague line items Weekly, itemized invoices by location, user, vendor and more
Ease of Reconciliation Manual matching; retroactive categorization Line items pre-coded, tied to purchasing activity, no manual matching required
Control & Oversight Easy for teams to go off-track Approvals, purchase visibility, and catalog management built in
virtual-card

Using other virtual cards?

Don’t let hidden billing rules eat your cash. Order.co provides actual extended float, keeping your money where it belongs — in your business.

See how it works

‘Buy Now, Pay Later’ with Order.co
fuels business growth

Explore how businesses unlocked thousands in financing, with minimal wait and paperwork, to invest in strategic initiatives.

Distillation system

to expand manufacturing capacity distillation-system

Product packaging

to support additional inventory packaging

Raw materials

to scale production raw-materials

High energy bill

to maintain operations high-energy-bill

Furnishings and equipment

for opening a new store furnishings

Marketing services

for new product launch marketing-services

Stronger working capital
management for every business

All organizations, regardless of industry, need capital control. See how Order.co customers
are improving working capital management through smarter purchasing and payments.

epic4-testimonial-1

“The ability to pay suppliers immediately and for us to pay weekly in batch with net terms is huge for our cash flow.”

Sam Jenio Director, Procurement & Business Development EPIC4
Read Sam's story
clinton management testimonial

“Our vendors aren’t calling to ask where their payments are anymore.”

Nadia Nizam Director of Purchasing Clinton Management
Read Nadia's story
first learning testimonial

“I no longer have to keep up with hundreds of vendors and hundreds of invoices each week for every location. We order, [vendors] deliver, and that's all we need to do.”

Molly Colbey Accounting Specialist First Learning
Read Molly's story
corepoweryoga_testimonial-dark

“Order.co has allowed us to essentially eliminate all unapproved spending, which had gotten as high as $50k per month.”

Stefanie Teintze Facilities & Property Management Specialist CorePower Yoga
Read Stefanie's story
pacaso testimonial

“Order.co gives us clear insight into spending patterns, which helps us identify opportunities to optimize better pricing with our suppliers.”

Maria C Jimenez Sourcing Manager Pacaso
Read Maria's story
miniso tesimonial

“Accounting would ask how much a department had spent, and we didn’t have an answer. Now we have a budget for each store that we can see right away.”

Mia Busch Operations Assistant MINISO USA
Read Mia's story
Feature highlights

Better working capital management, from efficient purchasing to streamlined payments.

Spend Analytics

Track and analyze spend to optimize cash flow and savings.

Financing & Flexible Payment Terms

Delay payments on purchases and vendors you choose.

Budget Controls

Set, enforce, and track budgets in real time, keeping every purchase in budget. 

Approval Workflows

Ensure purchasing compliance and prevent rogue spend.

Virtual Cards

Enable fast, secure payments with vendor-specific cards and spend controls.

Purchase Order Automation

Streamline PO creation and approval to gain early visibility into committed spend.

Vendor Management

Manage suppliers efficiently to maintain strong relationships and optimize payment terms.

Invoice Management

Automate invoice processing to ensure timely payments and accurate spend tracking.

ERP & Accounting Integrations

Ensure accurate, up-to-date data for forecasting and decision-making.

Ready to make your working
capital work harder?